We have to take out insurance for our car if we want to drive on the road legally in the UK. Without it we risk a fine, or worse, and of course you have no financial compensation for your own vehicle. While you do have to take out car insurance it does not have to cost a fortune to insure your car if you make a car insurance comparison online.
First you need to determine the level of car insurance you need. For instance it might not be worth taking out fully comprehensive insurance for a second hand car that only cost a few hundred pounds. It would also not make much sense if you had paid out thousands of pounds for a relatively new car and you chose third party insurance.
Third party insurance does not give you the car owner much protection for your own car. You can typically claim for damage or destruction due to fire and of course if your car is stolen. The other party is also protected by your insurance. This is typically a great deal cheaper when making a car insurance comparison online however.
Fully comprehensive may cost a great deal more but for this you are covered in many more ways. When looking for fully comprehensive insurance when you make a car insurance comparison online you have to be totally honest and you may get a better deal and lower car insurance premiums if you have an excellent driving record and no claims bonus.
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